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list_accounts

List the plan’s accounts with their balances, bank link and last reconciliation.

Use it to reconcile YNAB with the bank, and to tell the user when a bank link is broken (no transaction comes in until they fix it in YNAB) or when an account has not been reconciled for months. Its ids are the account_ids other tools take. Balances are in currency units. Every account comes in one response, closed ones included, in one YNAB request; changes nothing.

Nature lecture seule
Confirmation non
Annulation non
Idempotent oui
Requêtes YNAB 1 pour l’exemple ci-dessous, cache vide
Nom Type Obligatoire Défaut Description
plan_id string oui — YNAB plan id or ‘last-used’.

array of object

Champ Type Description
id string YNAB id of the account.
name string Account name.
type string YNAB account type, e.g. checking, savings, creditCard, otherAsset.
on_budget boolean False for a tracking account, whose transactions take no category.
closed boolean True when the account is closed in YNAB.
balance number Balance of all transactions.
cleared_balance number Balance of the transactions the bank has shown.
uncleared_balance number Balance of the transactions the bank has not shown yet.
bank_link “healthy” | “broken” | “none” Whether YNAB imports this account from the bank: broken means the connection needs the user’s attention in YNAB, and no new transaction will come in until then.
last_reconciled string | null Date (YYYY-MM-DD) of the last reconciliation, or None if never reconciled.

Arguments :

{
"plan_id": "demo-budget"
}

Réponse sur le budget de démonstration :

[
{
"id": "acc-checking",
"name": "Compte courant",
"type": "checking",
"on_budget": true,
"closed": false,
"balance": 3328.5,
"cleared_balance": 3328.5,
"uncleared_balance": 0.0,
"bank_link": "healthy",
"last_reconciled": "2026-08-31"
},
{
"id": "acc-savings",
"name": "Épargne",
"type": "savings",
"on_budget": true,
"closed": false,
"balance": 600.0,
"cleared_balance": 600.0,
"uncleared_balance": 0.0,
"bank_link": "none",
"last_reconciled": null
}
]

Cet outil ne lève pas d’erreur propre ; les erreurs de YNAB reviennent sous la forme Error calling tool '<tool>': YNAB <status>: <detail>.

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