list_accounts

Generated

Generated from the code by python -m docsgen; a test fails when it no longer matches.

What it does

List the plan’s accounts with their balances, bank link and last reconciliation.

Use it to reconcile YNAB with the bank, and to tell the user when a bank link is broken (no transaction comes in until they fix it in YNAB) or when an account has not been reconciled for months. Its ids are the account_ids other tools take. Balances are in currency units. Every account comes in one response, closed ones included, in one YNAB request; changes nothing.

Behaviour

Kind	read-only
Confirmation	no
Undo	no
Idempotent	yes
YNAB requests	1 for the example below, on a cold cache

Parameters

Name	Type	Required	Default	Description
plan_id	string	yes	—	YNAB plan id or ‘last-used’.

Returns

array of object

Field	Type	Description
id	string	YNAB id of the account.
name	string	Account name.
type	string	YNAB account type, e.g. checking, savings, creditCard, otherAsset.
on_budget	boolean	False for a tracking account, whose transactions take no category.
closed	boolean	True when the account is closed in YNAB.
balance	number	Balance of all transactions.
cleared_balance	number	Balance of the transactions the bank has shown.
uncleared_balance	number	Balance of the transactions the bank has not shown yet.
bank_link	“healthy” | “broken” | “none”	Whether YNAB imports this account from the bank: broken means the connection needs the user’s attention in YNAB, and no new transaction will come in until then.
last_reconciled	string | null	Date (YYYY-MM-DD) of the last reconciliation, or None if never reconciled.

Example

Arguments:

{
  "plan_id": "demo-budget"
}

Answer on the demo budget:

[
  {
    "id": "acc-checking",
    "name": "Checking",
    "type": "checking",
    "on_budget": true,
    "closed": false,
    "balance": 3328.5,
    "cleared_balance": 3328.5,
    "uncleared_balance": 0.0,
    "bank_link": "healthy",
    "last_reconciled": "2026-08-31"
  },
  {
    "id": "acc-savings",
    "name": "Savings",
    "type": "savings",
    "on_budget": true,
    "closed": false,
    "balance": 600.0,
    "cleared_balance": 600.0,
    "uncleared_balance": 0.0,
    "bank_link": "none",
    "last_reconciled": null
  }
]

Errors

This tool raises no error of its own; YNAB’s errors come back as Error calling tool '<tool>': YNAB <status>: <detail>.